If you haven't already done so, I would strongly recommend that you contact your insurance carrier and let them know you are expecting a child. Insurance carriers will let you add your new baby to your coverage usually within a 30 day window from the time you have delivered. If you only have single coverage, it will likely make sense to expand it to a family plan rather than to obtain an entirely separate policy for your child.

If coverage is offered through your employer, check to see whether they have a specific procedure to add your new child. If you are already on a family plan, your baby will automatically become covered -- just be sure to let the insurance company know when you deliver.

Enjoy your new bundle of joy, and I hope he arrives right on time.